5G smartphones have revolutionized mobile technology in India, especially in the budget segment. Today, you don’t have to spend a fortune to get a powerful 5G smartphone with excellent cameras, premium design, long battery life, and top-notch performance.

If you’re planning to buy a 5G smartphone under ₹20,000, you’re in the right place. In this article, we’ve listed the Top 10 Best 5G Smartphones under ₹20,000 that offer incredible value for money in 2024 and 2025. Let’s dive right in!
1. iQOO Z9 5G – Best Overall Performance & Camera
- Price: ₹17,999
- Processor: MediaTek Dimensity 7200 (4nm)
- Display: 6.67” FHD+ AMOLED, 120Hz
- Camera: 50MP Sony IMX882 OIS + 2MP Depth
- Battery: 5000mAh, 44W Fast Charging
- OS: Funtouch OS (Android 13)
Why Buy:
The iQOO Z9 5G is arguably the best smartphone under ₹20,000 in India right now. Its Sony OIS camera sensor makes video shooting and vlogging super stable. The Dimensity 7200 chipset handles gaming and multitasking with ease. AMOLED display with 120Hz refresh rate ensures a smooth experience.
Pros:
- OIS camera for stable videos
- Flagship-level Dimensity 7200 chip
- Bright AMOLED display
- Solid build and fast charging
Cons:
- No ultra-wide camera
- Bloatware in Funtouch OS
2. Realme Narzo 60 5G – Best Looking Phone with Good Camera
- Price: ₹17,999
- Processor: Dimensity 6020
- Display: 6.43” AMOLED, 90Hz
- Camera: 64MP Main + 16MP Front
- Battery: 5000mAh, 33W Charging
- Design: Vegan Leather Finish
Why Buy:
Realme Narzo 60 5G offers a stunning leather-back design that looks premium. With a 64MP camera, it’s great for photography and daily vlogging. AMOLED display adds to the experience.
Pros:
- Eye-catching design
- Decent performance for daily use
- 64MP rear camera
- AMOLED display
Cons:
- No ultra-wide lens
- Slightly less powerful than competition
3. Samsung Galaxy M14 5G – Best Battery & Samsung Experience
- Price: ₹13,999
- Processor: Exynos 1330
- Display: 6.6″ PLS LCD, 90Hz
- Camera: 50MP + 2MP + 2MP
- Battery: Massive 6000mAh, 25W Charging
- OS: OneUI Core 5
Why Buy:
If you’re looking for a long-lasting battery and a clean user experience, Samsung Galaxy M14 5G is a great choice. It supports 13 5G bands and delivers a reliable camera and UI experience.
Pros:
- 6000mAh long battery life
- Samsung’s trusted software
- Reliable brand after-sales service
- Excellent 5G support
Cons:
- LCD display
- Slow charging (25W only)
4. Redmi Note 13 5G – Stylish & Balanced Performer
- Price: ₹18,999
- Processor: Dimensity 6100+
- Display: 6.6” AMOLED, 120Hz
- Camera: 50MP + 2MP
- Battery: 5000mAh, 33W Charging
- UI: MIUI 14
Why Buy:
Redmi Note 13 5G brings a sharp AMOLED display, smooth refresh rate, and decent 50MP camera under ₹20,000. It’s a stylish and reliable pick for casual users and students.
Pros:
- AMOLED Display
- 120Hz smooth refresh rate
- Slim and modern design
- Good software optimization
Cons:
- Ads in MIUI
- No ultra-wide camera
5. Poco X5 5G – Great Display & Gaming Experience
- Price: ₹15,999
- Processor: Snapdragon 695
- Display: 6.67” AMOLED, 120Hz
- Camera: 48MP + 8MP + 2MP
- Battery: 5000mAh, 33W Charging
Why Buy:
Poco X5 is a gaming-focused phone with a bright AMOLED screen and powerful Snapdragon processor. It’s ideal for creators who want to game and shoot content on a budget.
Pros:
- AMOLED + HDR10 support
- Powerful Snapdragon 695
- Great for gaming
- Stereo speakers
Cons:
- No 4K video
- MIUI ads
6. Lava Blaze 5G (2024 Edition) – Best Indian 5G Phone
- Price: ₹11,999
- Processor: Dimensity 6020
- Display: 6.5” HD+ IPS LCD, 90Hz
- Camera: 50MP + AI Lens
- Battery: 5000mAh, 18W Charging
- OS: Clean Stock Android
Why Buy:
An Indian brand offering 5G with clean stock Android? Yes, Lava Blaze 5G is perfect for those who want a clean, bloatware-free experience. It’s best for normal use, photography, and 5G connectivity.
Pros:
- Clean UI
- Affordable price
- Good primary camera
- Indian brand support
Cons:
- No AMOLED display
- Only 18W charging
7. Realme Narzo 60x 5G – Sleek & Affordable
- Price: ₹11,999
- Processor: Dimensity 6100+
- Display: 6.72” IPS LCD, 120Hz
- Camera: 64MP Main
- Battery: 5000mAh, 33W Charging
Why Buy:
Realme Narzo 60x offers an impressive 64MP camera and high refresh rate display, making it an ideal option for students and content lovers looking under ₹12K.
Pros:
- 64MP primary camera
- 120Hz refresh rate
- Great value for money
Cons:
- No AMOLED
- No ultra-wide lens
8. Redmi 12 5G – Stylish Budget Option
- Price: ₹11,999
- Processor: Snapdragon 4 Gen 2
- Display: 6.79” LCD, 90Hz
- Camera: 50MP Dual
- Battery: 5000mAh, 18W Charging
Why Buy:
With a big display, smooth UI, and Snapdragon chip, Redmi 12 5G is good for casual users who need 5G on a budget.
Pros:
- Snapdragon 4 Gen 2
- Stylish glass back design
- Big display
Cons:
- Slow charging
- Average low-light camera
9. Motorola G73 5G – Clean Android + Ultra-wide Camera
- Price: ₹16,999
- Processor: Dimensity 930
- Display: 6.5” LCD, 120Hz
- Camera: 50MP + 8MP Ultra-wide
- OS: Stock Android 13
Why Buy:
Motorola’s clean UI and ultra-wide lens make it a unique pick for creators who love wide-angle shots and a clean software experience.
Pros:
- Stock Android
- Ultra-wide camera
- Stereo speakers
Cons:
- LCD panel
- Design is average
10. Infinix Zero 5G 2023 – Hidden Budget Performer
- Price: ₹14,999
- Processor: Dimensity 920
- Display: 6.78” IPS LCD, 120Hz
- Camera: 50MP + 2MP + 2MP
- Battery: 5000mAh, 33W Charging
Why Buy:
Infinix offers great specs like Dimensity 920 and 120Hz display at a super affordable price. It’s best for those who want high-end specs on a tight budget.
Pros:
- Powerful processor
- Large display
- Affordable
Cons:
- UI has bloatware
- Average camera optimization
How to Choose the Best 5G Phone Under ₹20,000?
Here are 5 tips before buying a 5G smartphone in this range:
- Processor: Go for MediaTek Dimensity 7200, Snapdragon 695 or higher for best performance.
- Display: AMOLED is better for colors and video. LCDs with high refresh rate are also good.
- Camera: 50MP with OIS or Ultra-wide camera is a bonus for creators.
- Battery: Minimum 5000mAh with fast charging (at least 33W).
- Software: Choose stock Android (Motorola, Lava) or UI with less bloat (iQOO, Realme).
Conclusion,
If you’re a content creator or vlogger, iQOO Z9 5G is the best overall choice under ₹20,000. If you want premium looks, go for Realme Narzo 60 5G. Budget buyers can choose Lava Blaze 5G or Redmi 12 5G.
No matter what your preference is, the above list will help you choose the perfect 5G phone in your budget.
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